Planned giving is your investment in Rauch and our community's long-term future.

Donors who plan long-term contributions to Rauch benefit the Rauch Foundation, which was created in 1997 through a donation from the Rasmussen estate. The Foundation’s assets are invested for the future, helping Rauch, Inc. weather changes in policy, funding, and client needs over the years. To help Rauch be prepared for whatever the future brings and continue to be here to meet the needs of people with disabilities in our community, we rely on partners like you to contribute to the Rauch Foundation, either now or in your estate plan.

A variety of giving options are available to meet your needs. Some of these mechanisms are highlighted below, including will or trust gifts, beneficiary designation gifts (i.e. life insurance, investment or bank account, or retirement account), charitable gift annuities, and IRA Charitable Rollovers. Donors who have made will, trust, life insurance, or annuity gifts are recognized as members of Rauch’s IMAGINE Giving Community.

Planned gifts typically derive from a donor's assets (i.e. life insurance, retirement accounts, investments, and/or stocks) rather than income, and can be made immediately or in the future. It is recommended that donors consult with their tax or legal advisor prior to making a planned gift. Please contact the Development Office at 812-945-4063 if you have made or are interested in making a planned gift to Rauch.

Types of Gift Giving

Charitable Bequests from a Donor's Will or Trust

A charitable bequest is one of the easiest ways you can leave a lasting impact on Rauch. A bequest may be made in your will or trust directing a gift to the Rauch Foundation.

Specific Bequest

A specific bequest gives a specific item or specific piece of property to Rauch, Inc. Such bequests are fulfilled first, before cash and residuary bequests. If you dispose of the specified property during your lifetime, there will be no bequest to Rauch.

"I give ________________ (describe asset) to Rauch, Inc. (EIN 35-1011521), 845 Park Place, New Albany, IN 47150, to further the mission of the organization without restriction as to use." (or you may specify the Rauch Foundation, EIN 35-2000865)

Cash Bequest

A cash bequest provides Rauch with a specified sum of money from a donor's estate. These bequests are fulfilled second, after specific and before residuary bequests.

"I give _____ Dollars ($_____) to Rauch, Inc. (EIN 35-1011521), 845 Park Place, New Albany, IN 47150, to further the mission of the organization (or you may specify the Rauch Foundation, EIN 35-2000865)

Percentage Bequest

A percentage bequest provides Rauch with a specified percentage of a donor's estate. These bequests are fulfilled second, after specific and before residuary bequests.

"I give _____ Percent (%_____) to Rauch, Inc. (EIN 35-1011521), 845 Park Place, New Albany, IN 47150, to further the mission of the organization without restriction as to use." (or you may specify the Rauch Foundation, EIN 35-2000865)

Residuary Bequest to Rauch

A residuary bequest is made from what remains of a donor's estate after other bequests and all taxes, settlement costs and debts are satisfied. This type of bequest is sensitive to changes in the size of an estate over time.

"I give the residue (or _____ percent of the residue) of my estate to Rauch, Inc. (EIN 35-1011521), 845 Park Place, New Albany, IN 47150, to further the mission of the organization without restriction as to use." (or you may specify the Rauch Foundation, EIN 35-2000865)

Beneficiary Designation Gifts (Life Insurance Policy or Retirement, Investment, or Bank Account)

A beneficiary designation gift is a simple and affordable way to make a gift to support Rauch. You can designate us as a beneficiary of a retirement, investment or bank account or your life insurance policy.

Benefits of a beneficiary designation gift:

Support the causes that you care about
Continue to use your account as long as you need to
Simplify your planning and avoid expensive legal fees
Reduce the burden of taxes on your family
Receive an estate tax charitable deduction

How a beneficiary designation gift works

To make your gift, contact the person who helps you with your account or insurance policy, such as your broker, banker or insurance agent
Ask them to send you a new beneficiary designation form
Complete the form, sign it and mail it back to your broker, banker or agent
When you pass away, your account or insurance policy will be paid or transferred to Rauch, consistent with the beneficiary designation

Important considerations for your future

If you are interested in making a gift but are also concerned about your future needs, keep in mind that beneficiary designation gifts are among the most flexible of all charitable gifts. Even after you complete the beneficiary designation form, you can take distributions or withdrawals from your retirement, investment or bank account and continue to freely use your account. You can also change your mind at any time in the future for any reason, including if you have a loved one who needs your financial help.

Charitable Gift Annuities

You may be tired of living at the mercy of the fluctuating stock and real estate markets. A charitable gift annuity is a gift made to Rauch that can provide you with a secure source of fixed payments for life.

Benefits of a charitable gift annuity:

Receive fixed payments to you or another designee for life
Receive a charitable income tax deduction for the charitable gift portion of the annuity
Benefit from payments that may be partially tax-free
Further the charitable work of Rauch with your gift

How a charitable gift annuity works:

You transfer cash or property to Rauch.
In exchange, we promise to pay fixed payments to you for life. The payment can be quite high depending on your age, and a portion of each payment may even be tax-free.
You will receive a charitable income tax deduction for the gift portion of the annuity.
You also receive satisfaction, knowing that you will be helping further our mission.

If you decide to fund your gift annuity with cash, a significant portion of the annuity payment will be tax-free. You may also make a gift of appreciated securities to fund a gift annuity and avoid a portion of the capital gains tax. Please contact us to inquire about other assets that you might be able to use to fund a charitable gift annuity.

Charitable Remainder Unitrusts

You may be concerned about the high cost of capital gains tax with the sale of an appreciated asset. Perhaps you recently sold property and are looking for a way to save on taxes this year and plan for retirement. A charitable remainder unitrust might offer the solutions you need!

Benefits of a charitable remainder unitrust:

Receive income for life, for a term of years, or life plus a term of years
Avoid capital gains on the sale of your appreciated assets
Receive an immediate charitable income tax deduction for the charitable portion of the trust
Establish a future legacy gift to Rauch

How a charitable remainder unitrust works:

You transfer cash or assets to fund a charitable remainder unitrust
In the case of a trust funded with appreciated assets, the trust will then sell the assets tax-free
The trust is invested to pay income to you or any other trust beneficiaries you select based on a life, lives, a term of years, or a life plus a term of years
You receive an income tax deduction in the year you transfer assets to the trust.
Rauch benefits from what remains in the trust after all the trust payments have been made.

Charitable Remainder Annuity Trusts

You may be looking for a way to receive fixed income for life or a number of years. You may be concerned about the high cost of capital gains tax with the sale of an appreciated asset. Perhaps you recently sold property and are looking for a way to save on taxes and plan for retirement. A charitable remainder annuity trust may offer the solutions you need. A charitable remainder annuity trust pays a fixed amount each year based on the value of the property at the time the trust is funded.

Benefits of a charitable remainder annuity trust:

Receive fixed income for life or a term of years
Avoid capital gains tax on the sale of your appreciated assets
Receive an immediate charitable income tax deduction for the charitable remainder portion of your gift to Rauch Foundation

How a charitable remainder annuity trust works:

You transfer cash or assets to fund a charitable remainder annuity trust
In the case of a trust funded with appreciated assets, the trust will then sell the assets tax-free
The trust is invested to pay fixed income to you or any other trust beneficiaries you select based on a life, lives, or a term of years
You receive an income tax deduction in the year you transfer assets to the trust
Rauch benefits from what remains in the trust after all the trust payments have been made
More on charitable remainder annuity trusts

IRA Charitable Rollover

If you are 70½ or older you may be interested in a way to lower the income and taxes from your IRA withdrawals. An IRA charitable rollover is a way you can help continue Rauch's work and benefit personally.

Benefits of an IRA charitable rollover:

Avoid taxes on transfers of up to $100,000 from your IRA to our organization
Satisfy your required minimum distribution (RMD) for the year
Reduce your taxable income, even if you do not itemize deductions
Make a gift that is not subject to the 50% deduction limits on charitable gifts
Help further the work and mission of Rauch

How an IRA charitable rollover gift works:

Contact your IRA plan administrator to make a gift from your IRA to Rauch.
Your IRA funds will be directly transferred to Rauch to help continue our important work.
Please note that IRA charitable rollover gifts do not qualify for a charitable deduction.
Please contact us if you wish for your gift to be used for a specific purpose.